Finally, a Business Checking Account You Can Feel Good Recommending
Merchly’s checking accounts give your clients everything they expect from a modern bank—without the fees, delays, or hassle. And when they sign up, you win too.
No monthly fees or minimum balance requirements
Instant virtual card and mobile banking
FDIC-insured up to $250,000
Earn bonuses when your clients open accounts
Why Traditional Business Checking Falls Short
Most business owners stick with big banks out of habit—despite the fees, friction, and outdated tools. Here's what your clients are likely dealing with.
Slow Access to Funds
Traditional banks may hold deposits or delay access to funds, making it harder for small business owners to cover day-to-day expenses.
Endless Junk Fees
Monthly maintenance fees, overdraft penalties, and wire charges all add up—cutting into your clients' profits for no real value.
Clunky Online Tools
Legacy banks often lack modern dashboards, mobile access, or integrations—leaving your clients frustrated and disorganized.
Merchly Business Checking Changes Everything
Designed with entrepreneurs in mind, Merchly Checking gives your clients a better experience—and rewards you when you send them our way:
- No monthly maintenance, overdraft, or hidden fees
- Instant virtual debit card & mobile check deposit
- FDIC-insured accounts with modern tools and security
- Referral bonuses paid to you for every new account
Whether your clients are just getting started or scaling up, Merchly makes it easy to bank like a pro—and easier for you to be the hero who introduced them.
Business Banking That Builds Trust
Big banks let your clients down with fees and friction. Merchly lets you offer something better—and positions you as the expert who brought them the solution they didn’t know existed.
No-Fee Banking
Your clients skip the monthly service fees, overdrafts, and nickel-and-dime charges they hate—no surprises, ever.
On-the-Go Access
Mobile-first banking with instant virtual cards and mobile deposit. Modern tools for modern entrepreneurs.
VIP Referral Support
We treat your referrals like gold. White-glove onboarding and ongoing support make you look like a pro.
Smart Insights
Clients get categorized transactions, cash flow alerts, and balance forecasts—all in a sleek, user-friendly dashboard.
Bank-Grade Security
FDIC-insured accounts plus two-factor authentication and real-time alerts keep your clients' money protected.
Flexible Integrations
Merchly connects to invoicing tools, CRMs, and payment platforms—so everything works the way your clients already do.
Make Referrals That Actually Matter
Help Your Clients Save More. Look Like a Genius Doing It.
Merchly gives you a smarter way to help your clients—and a partner program built to grow your business while making you look like a rockstar. No tech skills required.